Mandatory electronic data exchange between judicial officers and financial institutions

As of 1 January 2026, when the implementing regulations following the earlier amendment to the Act will come into force, there will be a significant change in the area of communication between financial institutions and judicial officers, which will mean a simplification and acceleration of communication between the two parties thanks to the mandatory electronic exchange of data.

Key Information and Purpose of the New Standard

 

Electronic communication is carried out through a standardized XML file, the format and data structure of which are publicly available. The communication standard should be integrated into the information systems of both judicial officers and financial institutions.

 

Who Is Subject to the New Standard?

 

The new standard applies to:

  • insurance companies,
  • investment companies and investment funds,
  • securities traders,
  • crypto-asset service providers,
  • pension management companies and pension funds,
  • the Financial Market Guarantee System.

For monetary institutions (i.e. banks, branches of foreign banks, savings and credit cooperatives, electronic money institutions, branches of foreign electronic money institutions, small-scale electronic money issuers, payment institutions, branches of foreign payment institutions, and small-scale payment service providers), the existing standard under Annexes No. 1 and No. 5 to Decree No. 418/2001 Coll. continues to apply as the primary communication standard.

 

Benefits and Practical Impact

 

The introduction of the electronic standard will not only accelerate processes and reduce errors in the handling of enforcement matters (requests for cooperation and attachment of assets), but will also increase the transparency and traceability of enforcement orders issued by judicial officers. The exchange of data files will reduce administrative burdens and improve efficiency for all parties involved.

This represents another step in the digitalisation of the enforcement process, reflecting the broader trend towards the digitalisation of public administration and facilitating adaptation to future legislative changes.

 

Questions and Answers

 

We are aware that the implementation of this change will require initial efforts from all stakeholders. For this reason, we have established these web pages with the aim of increasing awareness of the various aspects of the mandatory electronic exchange of data between judicial officers and financial institutions.

 

 

Communication via Data Mailboxes

 

The Information System of Data Mailboxes serves as the communication channel for the transmission of data files.

In order to accelerate and simplify communication on both the judicial officer and financial institution sides, we recommend that data messages containing XML files as attachments be labelled as follows. Compliance with this recommendation by both parties will enable process automation. Thank you for observing this recommendation.

 

Recommended Subject Line of the Data Message

 

FINSOUC [xxx] – Request for Cooperation

FINSOUC_ODP [xxx] – Financial Institution's Response to a Request for Cooperation

FINEP [xxx] – Enforcement Order

FINEP_ODP [xxx] – Notification from a Financial Institution Following Receipt of an Enforcement Order

FINEP_ZMENA [xxx] – Decision Amending an Enforcement Order

FINEP_UPRAVA [xxx] – Decision Partially Revoking an Enforcement Order and Notice of Completion of the Enforcement Procedure

FINEP_PM [xxx] – Notice that the Conditions under Section 52(3) of the Enforcement Code Have Been Satisfied

FINEP_VYCISLENI [xxx] – Statement of the Amount of the Enforced Monetary Obligation

 

The naming convention for the XML file itself is prescribed by the Decree (see Annex No. 3, point 1(e), of Decree No. 418/2001 Coll.).

 

XML Validator

(To be added)

 

Annexes and Additional Information

(Updated on 25 November 2025)